ATDFCU... At Your Service For Over 30 Years!

Features and Specials on the ATDFCU website

Visitors! Please note that membership is required! See below.

Need Holiday Cash Next Year?
Don't Forget to Sign Up for a 2012 Holiday Club Account!

While a Holiday Club Account will provide extra funds for holidays, you may also use it to save for taxes, vacations, insurance, tuition or any other special need.
Deposits may be made in person or by mail, and soon, by Direct Deposit.

The period for opening an account is November 16th 2011 thru February 29th, 2012. There is a maximum of $2,500 per month deposit. The APY/APR for 2011-2012 is .50%.

Note that dividends are paid at maturity and withdrawals are not allowed; should you close the account before maturity no dividends will be paid.

Contact the Credit Union for further details.

Contact your Credit Union at 408-365-4444 / 4755 during regular business hours.

Your credit union is here to serve you!

Saving Services, including Savings Accounts that pay quarterly dividends, Share Secured Loans, and Holiday Club Accounts.

Loans, including Auto, Truck, RV and Boat loans, both for new and used; Variable 2nd Mortgage Loans; Personal Loans, and more! ATDFCU closed end loans offer lower interest rates in most instances, with no prepayment penalties. Pre approved loans allow members to shop as 'cash customers', giving you extra leverage in closing the deal. Download a loan application and get started!

Membership to the ATDFCU is restricted to full or part time employees of the Northrop - Grumman San Jose / Hellyer operation, full or part time employees of EDORSS Corp, an employee of the ATD Federal Credit Union or an immediate or extended family member of an ATDFCU member.

We're Close To You! 6830 Via Del Oro, Suite 205, San Jose, Ca. 95119 408-365-4444 voice 408-365-4754 fax

A Word From Your Board of Directors

NCUA Share Insurance Fund Information

In these uncertain financial times it is important for you, our members, to understand our share insurance coverage. Just as the Banking Community has the FDIC, Credit Unions have the NSIF, NCUA Share Insurance Fund. Insured shares are backed by the full faith and credit of the United States Government. NCUA protects the membership against losses should a federal credit union fail.

ATD Federal Credit Union is a very safe and sound institution. We have a Bauer Financial Rating (a company used to measure the rate risk, safety and soundness of Financial Institutions) of 5 stars, the highest rating given for over 20 years. We are very conservative with lending and investing YOUR funds, because they are also OUR funds.

The NCUA website offers resources to help you understand the Share Insurance Fund, and is found at http://www.ncua.gov/ShareInsurance/index.htm

There are three main sections to the above website:
Share Insurance Estimator
Enables calculating an estimate of share insurance coverage.
How Your Accounts are Federally Insured
Provides general information regarding share insurance coverage.
Your Insured Funds
Provides detailed explanation of share insurance coverage along with examples of account coverage.