| NOTE:
These calculators are intended for informational purposes only.
They are NOT intended as a disclosure or an offer of
credit.
Your actual payments may vary. Actual payments will be slightly
higher if member elects to purchase disability insurance. |
| |
| How
Long Will It Take To Reach Your Retirement Goal? |
|
|
Can't wait for the day when you
retire?
This is an easy way for you to figure out
how how quickly you will reach
your financial goal at a given rate of return.
Although you
can enter commas, please do not enter dollar
or percentage signs
when you fill in the blanks.
|
|
| To
provide you with greater access of information, the
ATD Federal Credit Union site also contains links
to other sites. While we hope these organizations
join us in respecting your privacy, ATD Federal Credit
Union is not responsible for the content or
privacy practices of these other web sites. |
|
|
Loan
Rates and Terms
Closed
End Loans
|
|
|
Rates
effective
Sept 30th, 2010
|
Note:
Use Calculator below
for approximate unit cost of each type loan.
|
|
|
|
ANNUAL
PERCENTAGE
RATE
|
MAXIMUM
LOAN
|
MAXIMUM
REPAYMENT
PERIOD
|
Unit
Cost/
$1000
|
|
Signature
(unsecured)
|
3.00%
5.00%
6.00%
|
$7,500
(2)
$7,500 (2)
$7,500 (2)
|
24 Months
36 Months
48 Months
|
see
calculator |
|
Share
Secured
(based on savings)
|
3.50%
|
Amount
in savings
$250,000 max (2)
|
Member's
Option
Up to 120 Months
|
see
calculator |
New
Cars
and
Trucks (1,4)
|
2.25%
3.50%
4.00%
4.50%
|
100%
of
Purchase Price
including
Tax and License
$60,000 max (2)
|
36
Months Max
48 Months Max
60 Months Max
72 Months Max
over $20,000
|
see
calculator |
Used
Cars
and
Trucks (1, 3)
|
|
100%
of high Blue Book not including options, mileage,
tax or license.
(Deductions for high mileage & negative options)
$45,000 max (2)
|
36
Months Max
up to $13,000
48 Months Max
up to $13,000
60 Months Max
over $13,000
depending on age and condition
|
|
New
Boats
and
Travel Trailers (1)
|
8.50%
|
90%
of purchase price including tax and license
$40,000 max (2)
|
60
Months
up to $20,000.
72 Months
over $20,001
|
see
calculator |
|
|
9.50%
|
90%
of low Blue Book based on equipment, options
and mileage,
not including tax or license.
Deductions for high mileage & negative options
$25,000 max (2)
|
$13,000
and less
48 months max
60
months
$13,001 to $25,000
depending on age and condition
|
see
calculator |
New
Motor Homes,
Self-contained
and
Recreational Vehicles (1)
|
8.50%
|
90%
of purchase price including tax and license
$80,000 max (2)
|
84
months max
|
see
calculator |
Used
Travel Trailers
and
Recreational Vehicles (1, 3)
|
9.50%
|
90%
of low Blue Book based on equipment, options
and mileage, not including tax or license.
Deductions for high mileage & negative options
$40,000 max (2)
|
$13,000
and less
48 months max
$13,001
to $25,000
60 months
depending on age and condition
|
see
calculator |
|
|
Call
for details
|
|
15
years
|
see
calculator |
|
|
| Notes:
Co-signer may be required by Credit Union
(1) For pre-approved vehicle, RV
and boat loans call ATD Federal Credit Union
(2) Plus disability insurance
available at the borrowers option
(3) All used vehicles require an appraisal.
(4)
When buying a new vehicle. you now have 90 days from the date of purchase to
finance with ATDFCU at the New Vehcle Rate.
This
program may be discontinued without prior notice by ATDFCU.
For further information on loan policies, stop by the Credit
Union office or
call 408-365-4444
Loan rates and terms may be changed without notice.
To
talk to a Loan Specialist for more information, call
ATD Federal Credit Union
1-408-365-4444
7:30am
- 3:30pm M-Th PST
7:30am
- 1pm Fri PST
ATDFCU
does not use the Internet to collect any information about
it's members
|
Back to Home Page |
|
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