ATDFCU...
At Your Service For Over 30 Years!
Features
and Specials on the ATDFCU website
A
Word From Your Board of Directors
NCUA
Share Insurance Fund Information
In
these uncertain financial times it is important for you, our
members, to understand our share insurance coverage. Just as
the Banking Community has the FDIC, Credit Unions have the
NSIF, NCUA Share Insurance Fund. Insured shares are backed
by the full faith and credit of the United States Government.
NCUA protects the membership against losses should a federal
credit union fail.
ATD Federal Credit Union is a very safe and sound institution. We have
a Bauer Financial Rating (a company used to measure the rate risk, safety
and soundness of Financial Institutions) of 5 stars, the highest rating
given for over 20 years. We are very conservative with lending and investing YOUR funds,
because they are also OUR funds.
The NCUA website offers resources to help you understand the Share
Insurance Fund, and is found at http://www.ncua.gov/ShareInsurance/index.htm
There are three main sections to the above website:
Share Insurance Estimator
Enables calculating an estimate of share insurance coverage.
How Your Accounts are Federally Insured
Provides general information regarding share insurance coverage.
Your Insured Funds
Provides detailed explanation of share insurance coverage along with examples
of account coverage.
ATDFCU
Accounts Now Insured to $250,000! Alexandria,
Va., October 3, 2008 – The passage of the Emergency
Economic Stabilization Act of 2008 will require NCUA to immediately
increase share insurance protection to $250,000 on all types
of Federal Credit Union accounts until December 31, 2009.
We're
Close To You In Our New Home!
6830
Via Del Oro, Suite 205, San Jose, Ca. 95119
Effective June
1st, 2007, your
Credit Union relocated it offices to a convenient commercial
location, not far from the previous Northrop - Grumman San
Jose / Hellyer operation. Close to the intersection of Bernal
and Via Del Oro, the voice and fax phone numbers remain the
same.
Of
course, in order to prevent delays in mail, make sure ALL your
correspondence is sent to the new address!
408-365-4444
voice
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408-365-4754
fax
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Your
credit union is here to serve you!
Saving
Services, including Savings Accounts that pay
quarterly dividends, Share Secured Loans, and Holiday
Club Accounts.
Loans,
including Auto, Truck, RV and Boat loans,
both for new and used; Variable 2nd
Mortgage Loans; Personal
Loans, and more! ATDFCU closed end loans offer lower
interest rates in most instances, with no prepayment penalties.
Pre approved loans allow members to shop as 'cash customers',
giving you extra leverage in closing the deal.
Membership to
the ATDFCU is restricted to full or part time employees of
the Northrop - Grumman San Jose / Hellyer operation, full or
part time employees of EDORSS Corp, an employee of the ATD
Federal Credit Union or an immediate or extended family member
of an ATDFCU member.
Now
Available: Direct Deposit!
Remove
a Worry from your Life:
Direct Deposit your Social Security, Pension or Paycheck Directly
into your ATDFCU Account!
Direct
Deposit ensures that your money is where you want it
to be, when you want it to be.
Use
Direct Deposit to make signature or car loan payments
or contributions to your Holiday Club account effortlessly!
Make
your life simpler today; all it takes is a call to
the Credit Union to get signed up for this great, free
time-saving service!
Managing
Your Credit
Credit scores are only part of
the information that most lenders look, but it can make
or break a deal.
This
credit union is federally insured by the
National Credit Union Administration
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Holiday Club Account
Plan
NOW for those property
tax bills and insurance bills with 2009 HOLIDAY
CLUB funds.
Do
plan for your all your future holiday needs for the year
2009 by opening a Holiday Club account.
Accounts
can be opened from Nov. 17th 2008 thru Feb. 28th, 2009.
Dividends
are paid at maturity and withdrawals are not allowed.
If you close the account before maturity no dividends
will be paid. Need more information?
Go
to Holiday Club for more info, or
Call the ATDFCU at
408-365-4444.
NOW!
4 new pages
with the information you need!
Your
Online Crisis
Identity
Theft and Fraud - An Update!
Sound
Financial Practices - Credit Cards, Auto Loans,
2nd Mortgages and more!
Consumer
Alerts! - Scams, Software Security 'holes'
Online
Security - Identity Theft, and Safe Operating Practices
Variable
Rate Second Mortgages
Don't pass up this chance - rates
are starting to trend upwards. Generally
you'll see this loan for 5.25% and higher...but ATDFCU has
a 3.75% APR rate available
through
June 30th, 2009!
3.75%
APR 2nds, now up to $200,000 truly the
Best Deal!
ATDFCU
does not use the Internet to collect any information
about it's members.
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